J.C. Spears

As the holiday season approaches, it’s the perfect time to consider the gift of life insurance—a meaningful way to protect your loved ones. Our dedicated team is here to serve all your financial and insurance needs, including home, auto, and life coverage. Whether you prefer to call, text, visit us in person, or schedule a virtual appointment, we’re ready to assist you.

At this special time of year, we reflect on how much we have to be thankful for. Every day, we are grateful for the opportunity to help our customers safeguard their families and assets. Reach out to our office today, and we’ll create a personalized Price Plan tailored just for you.

November is not only a time for gratitude but also Military Month. We honor and thank all those who have served and protected our country. Stop by or contact us for a free quote, and let us help protect you and your home, auto, and life insurance needs.

Thank you for trusting us—we look forward to serving you!

Hi, I’m J.C. Spears, and I’m honored to serve as your local State Farm agent here in St. Albans, WV. Whether you’re looking for coverage to protect your family, your home, your vehicle, or your business, my team and I are here to provide personalized coverage that meets your needs and help you prepare for life’s unexpected moments.

With years of experience as a finance manager and a strong educational foundation—including a bachelor's degree from WVU Tech and an MBA from Marshall University—I’m passionate about helping individuals, families, and businesses in our community build a secure future. Since opening our doors in August 2023, we’ve dedicated ourselves to delivering reliable insurance and financial services with a personal touch.

At our agency, we proudly offer: ✔ Auto Insurance ✔ Homeowner’s Insurance ✔ Renter’s Insurance ✔ Life Insurance ✔ Boaters Insurance ✔ Business Insurance ✔ Financial Services

Born and raised in West Virginia, I love exploring the great outdoors and supporting our local sports teams. My wife, Stephanie, and I live in St. Albans with our furry companions—Moose, Bear, and Bit—and we’re grateful to be part of such a welcoming and vibrant community.

Whether you’re in St. Albans, Charleston, Tornado, South Charleston, Huntington, or anywhere across Kanawha, Putnam, and Cabell counties, my team and I are here to help protect what matters most to you.

Let’s get started today! Stop by our office, give us a call, send a text, or click to connect online. We’re here to answer your questions, review your current coverage, and help you build a safety net tailored to your needs.

Count on J.C. Spears State Farm to be with you every step of the way. Let’s protect your tomorrow, starting today! 🛡️